Ontario Shores Federal Credit Union
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Loan Rates
Loan rates effective May 20, 2012
Rates are subject to change and are dependent upon credit approval.

For current mortgage rates, please contact the Credit Union.

VEHICLE LOANS
Model Years Term APR
New Models 36 Months 1.95%
New Models 48 Months 2.95%
New Models 60 Months 2.95%
New Models 72 Months 3.75%
2011 Models 60 Months 2.95%
2010 Models 48 Months 3.25%
2006-2009 Models 36 Months 3.90%
2005 Models and Older 36 Months 5.95%

RECREATIONAL VEHICLE LOANS
Model Years Term APR
New Up to 120 Months 5.25%
2008-2011 Models Up to 120 Months 5.95%
2007 and Older Models Up to 120 Months 6.75%

MISCELLANEOUS LOANS
Description Term APR
VISA Classic N/A 12.75%
VISA Platinum N/A 11.75%
Unsecured (up to $5,000) 36 Months 10.90%
Checking Line of Credit Open 15.00%
Share Secured 36 Months 3.75%
Certificate Secured CD Term CD rate +2.00%

HOME EQUITY LOANS
Description Max Amount Term APR
Closed End, Fixed $100,000 60 Months 4.75%
Closed End, Fixed $100,000 120 Months 4.95%
Closed End, Fixed $100,000 180 Months 5.25%
Closed End, Fixed (High Value) $40,000 60 Months 6.50%
Closed End, Fixed (High Value) $40,000 120 Months 6.90%
Open End, Variable $100,000 180 Months Prime Rate