Ontario Shores Federal Credit Union
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Deposit Rates
Share rates effective March 31, 2012 for the previous quarter
Share certificate rates effective May 20, 2012
Rates are subject to change

REGULAR SHARES
Account Description Rate APY *
Savings .40% .40%
Checking .25% .25%
IRAs 1.50% 1.51%
PeeWee Penguin Club .40% .40%

MONEY MARKET SHARES
Balance Rate APY*
$2,500 - $9,999 .50 .50
$10,000 - $24,999 .55 .55
$25,000 and over .60 .60

SHARE CERTIFICATES
Term Rate APY *
6 Months .45% .45%
12 Months .50% .50%
24 Months .60% .60%
36 Months .85% .85%
48 Months 1.00% 1.00%

* Annual percentage yield